Naarvin forecasts cash for the next 13 weeks, starting from cash across your bank accounts and building on open receivables and payables, payroll, loan and murabaha schedules and planned items. The forecast updates as the books sync, and you can save scenarios to compare. People approve every payment the forecast depends on.
What does the cash forecast start from?
- Opening cash across all bank accounts, from the ledger and the latest statements.
- Customer invoices due, adjusted for how each customer actually pays.
- Supplier bills due, and the payment runs already prepared.
- Payroll, rent and other recurring costs.
- Loan, murabaha and tawarruq repayment schedules.
- Planned items you add, such as a capital purchase or a dividend.
What does AI add to a cash forecast?
It keeps the forecast current and honest. Receipts are timed by each customer's payment history rather than the invoice due date, running costs come with statistical baselines beside your own assumptions, and when actual cash differs from the forecast the agents show which inflow or outflow moved.
Can we test what-if scenarios?
Yes. Delay a large customer, bring forward a supplier payment or add a facility drawdown, and save the scenario to compare with the base forecast. See the guide How to build a 13-week cash flow forecast.
Does it cover several banks and companies?
Yes. Each company's banks are forecast in their own currency and the group view adds them up in the reporting currency, so the CFO sees where cash sits and which company needs funding.
Questions people ask
How far ahead does it forecast?
13 weeks, week by week, which is the horizon most treasury decisions need.
Does it need bank API connections?
No. Opening cash comes from the ledger and bank statements, which can be uploaded or picked up from a folder.
Does it handle Islamic financing?
Yes. Murabaha and tawarruq repayment schedules feed the forecast alongside conventional loans.
Can we keep our own assumptions?
Yes. Statistical baselines sit beside your assumptions, never in place of them.