Six products for the whole finance department

Your month end is matched, checked and signed off on time, without the late nights.

• Bills and receiptsBills read from PDFs and photos by the AI, then confirmed by a person.
• ReconciliationBank lines matched to your books, with every difference flagged.
• AccrualsCosts and income booked in the right month, proposed for approval.
• PrepaidsPayments made in advance spread over the right months.
• JournalsRecurring entries checked every month, so none is missed.
• Close checklistEvery step of the close, with an owner and a date.
• Receivables and payables tie-outCustomer and supplier balances agreed to the ledger, account by account.
• Suspense clearingUnexplained balances found and cleared before sign-off.
• Sign-offA month is signed off only when every automatic check passes. Later postings into it are flagged.
• Journals to your ERPApproved journals sent to ERPNext, Odoo, Xero, QuickBooks, Business Central or Zoho Books, or as an import file for any other ERP.

Clear reports for management, the board and investors, from the numbers of every company you own.

• Management reportingMonthly reports your leadership can read in minutes.
• InsightsWhat changed this month, and why, down to the ledger lines.
• ConsolidationAll your companies combined into one set of numbers, in any currency.
• Board and investorsBoard packs and investor updates, ready to share.
• Daily brief and alertsWhat needs your attention, every morning.
• KPI scorecardThe measures your board follows, with the drivers behind each one.
• Month-end commentaryA written explanation of the month, drafted for your review.
• Custom reportsYour own layouts, split by company, cost centre, project or customer.
• Group structureEliminations, minority interests and currency translation for the group.

Know your cash, collect on time and pay safely, with a person approving every payment.

• BanksCash across your bank accounts, from the ledger and the latest statements.
• Cash forecastThe cash coming in and going out over the next 13 weeks.
• ReceivablesKnow who owes you, send reminders and get paid on time.
• PayablesBills matched to orders and receipts, and payment files prepared for approval.
• Cash applicationCustomer receipts matched to the invoices they pay.
• Debt and facilitiesLoans, murabaha and tawarruq schedules, with covenant checks.
• Supplier bank detailsChanges to supplier bank details take effect only after a second person verifies them.
• Payment filesBank-ready files that a person uploads. Naarvin never moves money.

Budgets and forecasts that stay up to date, so you can plan with confidence.

• BudgetingNext year's budget built from drivers, by company and team.
• ForecastingRolling and three-statement forecasts of where the year will land.
• Variance analysisSee where you are ahead or behind plan, and why.
• Scenario planningSee what happens if prices, costs or hiring change.
• Break even analysisHow much you need to sell to cover your costs.
• Headcount and capexHiring plans and capital spending in the same model.
• Valuation and financingDCF and comparables, sensitivity, and the funding the plan will need.
• Working capital and runwayHow long the cash lasts, and what frees more of it.

Tax prepared for review, deadlines tracked and auditors served from one place.

• TaxVAT, withholding tax and zakat prepared from the ledger, plus tax research with sources.
• E-invoicingZATCA e-invoicing readiness checks for each company.
• TimelinesReminders before every filing is due.
• Audit supportEverything your auditors ask for, ready when they ask.
• Income tax and transfer pricingWorkings for income tax and related-party pricing.
• Lead schedulesBalances grouped the way your auditors test them.
• Journal testingUnusual entries found and sampled before the auditors arrive.

The right checks and the right approvals, so nothing happens without the right person saying yes.

• ControlsChecks that catch mistakes before they reach your reports.
• ApprovalsEvery payment and entry goes to the right person by amount, and no one approves their own.
• AccessEach person, and the AI, sees only the companies they should.
• Audit trailA record of who did what and when, that cannot be edited.
• Segregation of dutiesConflicting permissions found before they become a problem.
• Expenses and custodyClaims checked against policy and approved by someone other than the claimant.
• Access reviewsRegular reviews of who can see and approve what.