Naarvin gives a CFO in Saudi Arabia an AI that works from the company's own ledgers. The CFO Copilot answers in Arabic or English, explains why a number moved down to the ledger lines, and drafts reports and forecasts. Decisions stay with the CFO and the people they authorise.
What does "AI CFO" mean in practice?
Not a robot replacing the CFO. It is the analysis and preparation a CFO needs, done continuously by AI agents on the company's real numbers: what changed this month and why, where cash will be in 13 weeks, how the year will land against budget, and which approvals are waiting. The CFO spends the time on decisions, the board and the business.
What can a CFO ask the Copilot?
- "Why did gross margin fall in September?" It traces the change to the company, project, supplier and ledger lines.
- "What is our cash runway?" It works from cash across banks and the 13-week forecast.
- "Which customers are most overdue?" It answers from receivables and the collection history.
- "Show revenue by company for the year to date." It returns the figures with a chart you can open.
Every number in an answer comes from your ledgers and opens to its source. The Copilot answers inside the access of the person asking, so it never shows a company that person cannot open. See Ask your finance data.
What else does it prepare for the CFO?
| Need | How Naarvin prepares it |
|---|---|
| Monthly management pack | Reports and board packs from every company, with commentary drafts to edit |
| Daily view | A daily brief and alerts on what needs attention |
| Forecast and budget | Rolling and three-statement forecasts, variance analysis and scenarios |
| Cash | Cash across banks, the 13-week forecast and payment files for approval |
| Control | Approvals by amount, checks before sign-off and an audit trail |
Where does the CFO's judgement stay?
Everywhere it matters. AI proposes and authorised people approve: no journal is posted and no payment is released without a person, and no one approves their own request. Commentary, forecasts and board packs are drafts until someone signs them off.
Questions people ask
Is the AI CFO a person or software?
Software. Naarvin's agents and CFO Copilot prepare analysis and drafts; a human CFO or finance lead decides and signs off.
Does the Copilot make up numbers?
No. Its figures come from your ledgers through Naarvin's finance functions, and each one opens to the ledger lines behind it. Numbers quoted from your uploaded documents are labelled with the document's name.
Can it answer in Arabic?
Yes. Ask in Arabic or English and it answers in the same language.
Which systems does it read?
The ERP or accounting system each company runs, such as ERPNext, Odoo, Business Central, Zoho Books, Xero or QuickBooks, or Excel files. See [Integrations](/integrations).